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Privacy and Security Policy

 

LSI Mortgage Plus takes its clients’ financial privacy very seriously.  During the course of processing your application, we accumulate non-public personal financial information from you and from other sources about your income, your assets and your credit history in order to allow a lender to make an informed decision about granting you credit.  We restrict access to non-public personal information about you to those employees who need to know that information to provide products or services to you.  We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your non-public personal information.

 

We collect non-public information about you from the following sources: (1) information we receive from you on applications or other forms; (2) information about your transactions with us, our affiliates, or others; and (3) information we receive from a consumer reporting agency.

 

We may disclose the following kinds of non-public information about you:                                       

(1) information we receive from you on applications or other forms, such as your name, address, social security number, assets and income; (2) information about your transactions with us, our affiliates, or others, such as your payment history or loan balance; and (3) information we receive from a consumer reporting agency, such as your creditworthiness, credit score or credit history.

 

We may disclose non-public personal information to mortgage bankers to which we refer your file for approval.

 

We may disclose the following information to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements: (1) information we receive from you on applications or other forms, such as your name, address, social security number, assets and income; (2) information about your transactions with us, our affiliates, or others, such as your payment history or loan balance; (3) information we receive from a consumer reporting agency, such as your credit worthiness, credit score or credit history.

 

If you prefer that we not disclose non-public information about you to non-affiliated third parties, you may opt out of those disclosures and direct us not to make those disclosures (other than disclosures permitted by law).  If you wish to opt out of disclosures to non-affiliated third parties, you may call us at 678-507-3000.  Please ask to speak with David Bray.  You may also email us at management@mortgage-plus.

 

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